4 Point Inspection Miami

4-point inspection is an in-depth and quick assessment of the property. This type of inspection is usually necessary to obtain insurance coverage. Hence, when you are going to the insurance company to get your home insured, they will ask for a detailed 4 point inspection report. It becomes essential for the homeowner to get the property inspected in order to get it insured. This type of detailed home inspections gives a clear understanding of the condition of the property to the potential insurance company. 4 point inspection is highly essential when insuring homes that are over 25 years old.

If you are planning to change the insurance policy or get a new one, then you need to get your property inspected. Before you call an inspector to conduct the inspection, you need to understand the process and what is covered in the 4 point inspection so that you are aware of what it actually is and no inspector can trick by inspecting the property inefficiently.

What Is Covered In 4 Point Home Inspections?

As the name suggests, there are 4 points that will be inspected. Let’s start from knowing which four components are inspected under this inspection:

  • Heating, Ventilation, & Air Condition system: The inspector will check each system individually to know if they are functioning properly. Any issue in the HVAC System will be noted down by the inspector in the report that will be presented to the insurance company.
  • Plumbing system: The entire plumbing system and its components will be inspected. Rusted, cracked and damaged pipes will be marked and mentioned in the report.
  • Electrical system: Wirings, circuits, conductors, capacitors and almost every component that is part of the electrical system will be inspected. Any repair or replacement in the system will also be noted down.
  • Roof: Cracks start to appear and the roofing material gets damaged with time, the inspector will look at its condition and estimate the remaining life of the roof. Any signs of moisture and mold will also be considered as potential damage.

When Is The 4-Point Inspection Report Accepted?

Every insurance company has pre-defined terms under each policy, according to which they decide the eligibility of the applicant. In case of home insurance of an old property, they also have certain terms including 4-point inspection along with its acceptance criteria. The acceptance of the insurance policy will depend upon the inspection report, if it does not meet the criteria of the insurance company then they will reject it.

If you want to get your home inspected by a professional team then call in Clever Home Inspections. They will conduct a 4-point inspection in a very professional manner and they know how to create the inspection report for an insurance company.