Ensuring your car hire process goes smoothly from start to finish and you don’t end up having to pay for unexpected or costly extra charges is something you will unquestionably want to do. Rental car companies can sometimes be less than transparent about their policies or try to rush you, making it difficult to make an informed decision. They may also unnecessarily inflate the prices of the insurance options they offer, mwaning it is always best to look around in advance for the best option for your needs.
What is Car Hire Insurance?
Should your rental vehicle get damaged or stolen whilst in your possession, an excess charge will be added to your bill even if you are not at fault. Excess costs can be as much as £1,000. A collision damage waiver is something that is offered by the majority of vehicle rental companies. This waiver will allow you to avoid the excess charge; however, it is often a very expensive option that may not cover all types of damage or enable you to avoid the whole excess charge. This can prove to be a very complicated process and a costly expense that you would undoubtedly like to avoid.
Car hire insurance is an innovative policy that is somewhat similar to a collision damage waiver but is available at a greatly reduced cost. Many hire companies will have their own version of this type of insurance, but it is often far more expensive than it needs to be. Hire car insurance will ensure that you are able to claim back all charges incurred if the vehicle is stolen or in the event of damage to any part of it whilst in your possession. After following the procedures set out by the rental company, ensure that you hold on to all receipts so that you can claim all costs back.
The Cover
Look for a policy that covers damage to all parts of the vehicle, including tyres, the undercarriage and the windows. Cover is available in the event of stolen or lost car keys and many policies will also cover events such as misfuelling in some of their enhanced cover options. This is such a simple error to make but can be hugely costly. Avoiding any large bills will give you more money to spend on your holiday or trip.
Hire car insurance cover is innovative and will give you peace of mind, allowing you to enjoy your trip to the fullest and giving you the confidence to explore. You won’t have to worry about any potentially costly additional charges should the worst happen, as you will be safe in the knowledge that you are fully covered for all eventualities.